Card Analytics Consulting provides the following strategic services to the consumer and commercial credit card industry, as well as to debit and private label card issuers –

  • Issuer Profitability Studies
  • Portfolio Risk Based Pricing
  • P&L Modeling – Financial Planners Used In Development of Business Plans & Assessing Organization Expenses and Revenues
  • Issuer Risk Assessment Studies (Account Pricing, Fees, Authorization Strategies, Line Increase/Decrease Strategies, Queuing of Delinquent Accounts)
  • No Preset Spending Limit (NPSL) – Design, Implementation & Management
  • Strategic Operational Assessment Reviews
  • Portfolio Segmentation Modeling
  • New Account Acquisition Strategies
  • Loss Provision Strategies
  • Industry Benchmark Studies

Management consultants have a wealth of expertise in providing strategy assessments and operational efficiency reviews that have measurably improved clients operational performance. Consultants also possess strong credit card industry and banking experience, holding key positions at J.P. Morgan Chase, Citibank, HSBC, American Express and the Ford Financial Services Group.

Present benchmarking peer group products are recognized throughout the U.S. & International Markets as the preeminent source of industry benchmarking information. Managing Director, Stan A. Myers, has authored numerous industry publications pertaining to Card Portfolio Profitability, Risk Based Pricing, Credit Risk Management, Collections and Issuer Fraud Management, some of which you may review on this site.